diff --git a/CHANGELOG.md b/CHANGELOG.md
index c26edaf..2f79ee1 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -4,7 +4,7 @@
   * Add `:select` with function call and alias example to README (PR [#502](https://github.com/seancorfield/honeysql/pull/502) [@markbastian](https://github.com/markbastian)).
   * Address [#501](https://github.com/seancorfield/honeysql/issues/501) by making `INSERT INTO` (and `REPLACE INTO`) use the `:columns` or `:values` clauses to produce column names (which are then omitted from those other clauses).
   * Address [#497](https://github.com/seancorfield/honeysql/issues/497) by adding `:alias` special syntax.
-  * Address [#496](https://github.com/seancorfield/honeysql/issues/496) by adding `:overriding-value` option to `:insert` clause. Documentation TBD.
+  * Address [#496](https://github.com/seancorfield/honeysql/issues/496) by adding `:overriding-value` option to `:insert` clause.
   * Address [#407](https://github.com/seancorfield/honeysql/issues/407) by adding support for temporal queries (see `FROM` in [SQL Clause Reference](https://cljdoc.org/d/com.github.seancorfield/honeysql/CURRENT/doc/getting-started/sql-clause-reference#from)).
   * Address [#389](https://github.com/seancorfield/honeysql/issues/389) by adding examples of `[:only :table]` producing `ONLY(table)`.
   * Add `:create-or-replace-view` to support PostgreSQL's lack of `IF NOT EXISTS` for `CREATE VIEW`.
diff --git a/doc/clause-reference.md b/doc/clause-reference.md
index 376d2f9..4e04cb0 100644
--- a/doc/clause-reference.md
+++ b/doc/clause-reference.md
@@ -642,7 +642,33 @@ user=> (sql/format '{insert-into (((transport t) (id, name)) {select (*) from (c
 ["INSERT INTO transport AS t (id, name) SELECT * FROM cars"]
 ```
 
-> Note: if you specify `:columns` for an `:insert-into` that also includes column names, you will get invalid SQL. Similarly, if you specify `:columns` when `:values` is based on hash maps, you will get invalid SQL. Since clauses are generated independently, there is no cross-checking performed if you provide an illegal combination of clauses.
+Some databases do not let you override (insert) values that would override
+generated column values, unless your SQL specifies `OVERRIDING SYSTEM VALUE`
+or `OVERRIDING USER VALUE`. In HoneySQL, you can use `:overriding-value` as
+an option to `:insert-into` to specify this, with either `:system` or `:user`
+as the option's value. The options can be specified as a hash map in the
+first position of the `:insert-into` clause, prior to the table specifier.
+
+```clojure
+user=> (sql/format {:insert-into [{:overriding-value :system}
+                                  [:transport :t] [:id :name]]
+                    :values [[1 "Car"] [2 "Boat"] [3 "Bike"]]}
+                   {:pretty true})
+["
+INSERT INTO transport AS t (id, name) OVERRIDING SYSTEM VALUE
+VALUES (?, ?), (?, ?), (?, ?)
+" 1 "Car" 2 "Boat" 3 "Bike"]
+user=> (sql/format {:insert-into [{:overriding-value :user}
+                                  [:transport :t] [:id :name]]
+                    :values [[1 "Car"] [2 "Boat"] [3 "Bike"]]}
+                   {:pretty true})
+["
+INSERT INTO transport AS t (id, name) OVERRIDING USER VALUE
+VALUES (?, ?), (?, ?), (?, ?)
+" 1 "Car" 2 "Boat" 3 "Bike"]
+```
+
+> Note: if you specify `:columns` for an `:insert-into` that also includes column names, or with a `:values` clause based on hash maps (which imply column names), then an order of precedence is applied: the columns specified directly in `:insert-into` take precedence, then the `:columns` clause, then the implied column names from the `:values` clause.
 
 ## update
 
diff --git a/src/honey/sql.cljc b/src/honey/sql.cljc
index a3f3e18..07c2e8c 100644
--- a/src/honey/sql.cljc
+++ b/src/honey/sql.cljc
@@ -2259,4 +2259,8 @@
                         (fn [_ _] ["OVERRIDING SYSTEM VALUE"])
                         :values)
   (sql/format {:insert-into :foo :values [{:id 1}] :overriding-system-value true})
+  (sql/format {:insert-into [{:overriding-value :system}
+                             [:transport :t] [:id :name]]
+               :values [[1 "Car"] [2 "Boat"] [3 "Bike"]]}
+              {:pretty true})
   )